The Keiths Blog

House of cashHome buyers often do not realize how complex and competitive the lending process can be. For
many (especially first-time buyers) there’s only a hazy idea of “the bank” approving or denying
them a mortgage. So many don’t understand how to shop for a loan or that investing a little time
upfront can result in profound savings and a sense of satisfaction.

A recent article in the Wall Street Journal recently revealed “in a recent survey, 21% of home
buyers regretted their choice of lender.” ( Source: http://www.wsj.com/articles/about-one-fifth-ofmortgage-borrowers-were-unhappy-with-their-lender-1481738583 

 Among first-time buyers, that figure crept up to 27%.

As the piece details, there are some good ways to avoid this disappointment. First and foremost,

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House FireGathering the family around a crackling fire can be one of the joys of the coldest months… or it can be a nightmare. It’s one thing to be seated cozily on the couch while the firewood glows, and quite another to be standing on the curb in the cold watching the fire department trying to save your home.

More than 14,000 fires begin each year in fireplaces, and fires are the cause of nearly $900 million dollars in property damage. Don’t be a victim because of shoddy maintenance or careless usage of your fireplace. This goes for both wood-burning and gas fireplaces.

Here are 6 tips to maintain your fireplace and protect your life:

1. Before the coldest months set in, get your fireplace inspected. Remember, most inspection companies will be very busy

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1148 Blue Heron Ct

For Sale
$449,987

See Full Details

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Request Showing

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Contact Agent

1148 Blue Heron Ct

Eagan , MN 55123

MLS#: 4703275

Single-Family Home

4 Bedrooms

3 full baths, 1 partial baths

4203 ft²

Lot size 0.51 acres

Built in 1989

School District: 196

Main Level Private Office

View More Details

Agent:

Keith Hittner

Broker Associate

 

612-720-2549

Keith Hittner

 

 

 

 

 

Hittner Group

7741 147th St W

Apple Valley MN 55124

 

   

equal housingEqual Housing Opportunity

 
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1148 Blue Heron Ct

For Sale
$449,987

See Full Details

View More Photos

Request Showing

Request More Info

Map View

Contact Agent

1148 Blue Heron Ct

Eagan , MN 55123

MLS#: 4703275

Single-Family Home

4 Bedrooms

3 full baths, 1 partial baths

4203 ft²

Lot size 0.51 acres

Built in 1989

School District: 196

Main Level Private Office

View More Details

Agent:

Keith Hittner

Broker Associate

 

612-720-2549

Keith Hittner

 

 

 

 

 

Hittner Group

7741 147th St W

Apple Valley MN 55124

 

   

equal housingEqual Housing Opportunity

 
224 Views, 0 Comments

There are lots of good reasons to hire a moving company. It lowers your moving day stress, saves your back, and with the right company can ensure that your goods are safe from accidental damage. 

But for every sweet song of a smooth move, there are an equal number of "moving company blues" tunes out there. From a few sad notes of regret to total devastation, making a mistake when hiring a moving company can be an experience you'll never forget.
Here are some tips to help make the right move when it comes to choosing partners for your move:

1) Get in-house estimates for your move from anywhere between 2 to 4 companies. Many may say they don't need to see your stuff to estimate the cost, but the fact is a reputable company will want to see your place

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Moving is often listed as one of life’s most stressful events, but there are a few things you can do to make the transition easier. While you probably know some of the basic tips such as having a garage sale before you move, labeling your boxes by room, and filing “change of address” forms with everyone, there are some less-common tips which can save you time, money, and moving-day headaches.

Here are 5 often overlooked moving tips to help make your move a smooth one:

1. Measure doors at your destination and measure your large furniture. There’s no point in moving heavy, large objects if they won’t make it in the new house or condo. Find out what won’t fit and sell it before hand. You’ll save money on the move and the proceeds from the sale will

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One of the most important decisions you can make as a real estate investor is hiring the right property manage for your investment property. The difference between a cash-flow positive property and a drag on your finances can be an experienced, professional property manager.

You should always interview more than one property management company when you’re evaluating property managers, but do you know what to look for in a property manager? If not, these tips will help put you on the right path.

1. Find certified property managers first. Consult the National Association of Residential Property Managers (http://www.narpm.org/) to seek out property managers with certifications and designations.

2. Look for property managers with ten to fifteen miles

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The dream of home ownership is about more than just a stable place to live, exempt from the whims and decisions of landlords. For many, home ownership is a piece of the wealth building picture, essential to a future retirement or financial independence. The idea is pretty basic: You purchase a home and pay it down while hoping the value of the home increases over time. Generally speaking, this is what happens over a long enough period of time. As you go, you build what’s called “equity.”

Equity is defined as “the market value of a homeowner's unencumbered interest in their real property—that is, the sum of the home's fair market value and the outstanding balance of all liens on the property.” If you were to sell your home and pay off the balance of the

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We live in an area where extreme cold is likely during the winter months. Don’t risk thousands of dollars in plumbing repairs… take the time to protect your pipes from bursting. When water freezes in your pipes, the ice expands, adding to the overall pressure in your home’s plumbing. When this force builds, it can cause pipes to split. In addition to plumbing repairs, you might find yourself on the hook for flooding damage, too.

The pipes most at risk? Those exposed to the lowest temperatures, of course. This includes plumbing on the exterior of the home, in exterior walls, and exposed pipes in those unheated zones of your home. Did you know that even a frozen garden hose can cause enough pressure to split an interior pipe? Be sure to disconnect and

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Price per square footagePrice per square foot is a concept in real estate which is easy to understand and just as easy to misuse. The formula is pretty simple: To determine price per square foot, you take a price, such as sale price of a home, and divide it by the square footage of the property.

 Price per square foot is useful in looking at broad market comparisons, such as comparing one entire metro area to another, or looking at an area’s average change over time. It is not, however, terribly accurate in figuring out the value of your home.

 Why? Well, price per square foot fails to take into account the most important factors when pricing a home.

 First and foremost, it makes assumptions about the home’s amenities. We all know the quality of materials used in home

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