The Keiths Blog

4 CHALLENGES FOR 2017: Inventory. Rates. Values. Websites. 

1st - CONSUMER WEBSITES

They can be very frustrating... Through the internet, you'll only have access to consumer websites like zillow, trulia, realtor(.)com, and brokerage websites like Coldwell Banker, etc. These are fine sites to get a flavor of what has been on the market for sale. However, those consumer sites have roughly 50% (or more) of the homes listed on them actually SOLD and unavailable. Unfortunately, that's VERY common. If you want to chat with me about helping you or someone you know full time I can tap buyers in to our local MLS database of homes for sale. This will give buyers access to the true inventory and will filter out homes that have already sold. I do not charge a

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Are you doing the math these days around renting versus buying a home? Trying to decide if you can afford to buy? If so, you’ve probably Googled one of the many “rent vs buy” calculators out there to help you get a handle on your budget.

True, they’re helpful, and they can also help clue you into things like insurance expenses and property taxes, but they overlook a number of key factors in the decision.

1. A mortgage is a surefire way to build wealth. Provided you don’t buy more home than you can truly afford, your mortgage is like a mandatory savings account. A portion of your payment each month is going straight into your equity in your home. With renting, it’s your landlord who is building equity, not you.

2. The tax situation has profound

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If you’ve been kicking around the idea of some home improvements, but aren’t sure which ones make the most financial sense,

don’t miss “The Renovations That Will Pay Off the Most for Your Home in 2017” published by Realtor.com.

While some renovations sound like they’re a home run for your home’s value, in actuality big-ticket projects recoup far less than some of their simpler counterparts.

For example, adding fiberglass insulation to your attic has an astonishing estimated return of 107.7% compared to a bathroom addition, which averages only a 53.9% return.

The report compares the average cost of the project to the expected value at the time of resale. Here are the top 10 projects and their ROI percentage:

1. Fiberglass attic

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What is it about a home that catches a buyer’s eye? Why is it when two homes are comparable to one another, buyers go with the one that just “feels right”? Sometimes the difference is so small, they don’t consciously notice. Little touches can give a home a major edge in the market.

In fact, here are five clever design upgrades which can provide your home with that indefinable feeling that it’s of higher quality than the competition:

Switch Plate1. Light switch plate upgrades. Homeowners always overlook their own dirty, chipped, or cheap-looking switch plates. If you spend a few bucks to swap out switch plates, any room in the house will seem a tiny bit fresher. Better yet: In the bathroom and kitchen, match the color of your new switch plates to the tile. Look

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Are you preparing for a move? You probably know to notify your friends and loved ones, but there turns out to be a surprising number of people and organizations who need to know about the address change. A recent article from Zillow included a comprehensive checklist which
covers pretty much everyone you will need to notify:

1. Family and friends
2. Current employer
3. Landlord
4. Postal services
5. Utilities
6. DMV
7. Government agencies
8. The IRS
9. Financial institutions
10. Insurance companies
11. Medical and educational facilities
12. Subscription services and clubs

While certain companies and institutions usual have formal processes for notification of an address change, it can be a good idea to go ahead and get some inexpensive postcards printed 

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Great OfferPeople often have preconceived notions about offers and counteroffers. For instance, some people assume every offer requires a counteroffer. This isn’t always the case. Sometimes when a reasonable offer presents itself and the conditions are right, it’s perfectly fine to accept an offer and move forward as quickly as possible. As you review offers, it’s important to keep this in mind.

I always like to encourage my clients to weigh an offer appropriately, and I help them to do just that. As we entertain offers or make counteroffers, we take into account your desires with the property in question, the condition of the house, comparable prices, and how long the home has been on the market. We’ll also look at opportunities where we might improve offers to

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House of cashHome buyers often do not realize how complex and competitive the lending process can be. For
many (especially first-time buyers) there’s only a hazy idea of “the bank” approving or denying
them a mortgage. So many don’t understand how to shop for a loan or that investing a little time
upfront can result in profound savings and a sense of satisfaction.

A recent article in the Wall Street Journal recently revealed “in a recent survey, 21% of home
buyers regretted their choice of lender.” ( Source: http://www.wsj.com/articles/about-one-fifth-ofmortgage-borrowers-were-unhappy-with-their-lender-1481738583 

 Among first-time buyers, that figure crept up to 27%.

As the piece details, there are some good ways to avoid this disappointment. First and foremost,

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House FireGathering the family around a crackling fire can be one of the joys of the coldest months… or it can be a nightmare. It’s one thing to be seated cozily on the couch while the firewood glows, and quite another to be standing on the curb in the cold watching the fire department trying to save your home.

More than 14,000 fires begin each year in fireplaces, and fires are the cause of nearly $900 million dollars in property damage. Don’t be a victim because of shoddy maintenance or careless usage of your fireplace. This goes for both wood-burning and gas fireplaces.

Here are 6 tips to maintain your fireplace and protect your life:

1. Before the coldest months set in, get your fireplace inspected. Remember, most inspection companies will be very busy

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1148 Blue Heron Ct

For Sale
$449,987

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1148 Blue Heron Ct

Eagan , MN 55123

MLS#: 4703275

Single-Family Home

4 Bedrooms

3 full baths, 1 partial baths

4203 ft²

Lot size 0.51 acres

Built in 1989

School District: 196

Main Level Private Office

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Agent:

Keith Hittner

Broker Associate

 

612-720-2549

Keith Hittner

 

 

 

 

 

Hittner Group

7741 147th St W

Apple Valley MN 55124

 

   

equal housingEqual Housing Opportunity

 
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