The Keiths Blog

As IsSometimes people inherit a home they simply need to unload and other times they don’t want to make the effort to make repairs or tune up the home’s curb appeal. For these home owners looking for a quick sale, they often think selling a home “as is” is the way to go. If you’re like most folks, you might think the “as is” sale means “take it or leave it” and “what you see is what you get.”

But an “as is” sale isn’t necessarily a cakewalk. It doesn’t mean you’re completely exonerated from taking some responsibility for the home’s condition. While advertising a home “as is” lets buyers know they’re likely to have to do some work, it also broadcasts that the home is probably going to be a relatively good deal, provided they’re willing to take on repairs.

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Do you believe your negative credit history disqualifies you from buying a home? That might not be the case. And even if you’re not in the position to buy today, there are some simple, effective actions you can take to boost your future prospects. 

If you’re like most people, buying a home means securing a mortgage. To secure that mortgage, you need to convince banks you’re a good bet. Here’s how to start on the path to making your dream home a real home:

1. Work towards a 10% down payment: Down payment assistance is very difficult to get without a credit score north of 640. So if you’re below the line, you’re going to help your odds of pre-approval by proving you have 10% down to put on your home. That 10% is especially helpful if your credit score

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White Picket FenceSummer is an ideal time to tackle outdoor renovation projects. From driveway paving to sidewalk repair, the fair weather can be an ideal time to not only enjoy the outdoors, but take some time to improve the curb appeal and value of your home.

One common outdoor project? A new fence. Whether you’re looking to install a decorative wooden garden fence, a chain link border for your pets, or a substantial privacy fence, there are some things you’ll want to keep in mind before you begin:

1. A permit may be required for fence construction. These may be issued by your county or your city, depending on where you live.

2. The size of fence may dictate need for permit. Some communities do not require permits for smaller fences.

3. If your fence shares a

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If you’re home hunting in a competitive market, you’ve probably had the heartbreaking experience of losing out on a place you thought you would make your own. It can be frustrating and demoralizing to find out your offer was rejected in favor of another buyer. How can you do your best to make sure it doesn’t happen again?

When a seller entertains multiple offers, it’s important to understand that many different factors are in play. If you’re an all-cash buyer you tend to have an advantage, as potential financing roadblocks are taken off the table. But if you’re like most people, paying cash for a house simply isn’t an option. What then?

First and foremost, make sure you have 100% of your financial house in order. This means pre-qualification for a

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Did you know it’s not uncommon for more than 20% of homes to have one unidentified water leak? Sometimes these leaks go on for years, completely unnoticed because homeowners inherit small leaks, assuming their water bill is normal. Other times, small water leaks are overlooked because owners assume the overall impact to their utilities is relatively small. But the truth is small leaks can add up hugely over time. Periodic inspection for leaks can help plug this problem at the source. Here are some ways to identify and address typical leaks:

1. Track your water bill over time. Most water bills will show your history for several months, if not year-over-year. While there are seasonal reasons for higher water use, especially if you water a lawn or garden,

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At times a close relative or confidant believes what is best for you is not quite aligned with your wants or needs.

While it is understood that they may have some valid fears or concerns, it’s important to understand that your agent has an obligation to represent your interests.

This includes identifying and recommending the best solutions available at the time in order to meet your needs as well as respecting your right to privacy.

Agents in Minnesota are contractually bound to their client, and not the client’s friends or relatives. It is an ethical and legal obligation that cannot be neglected or subverted.

If you are being unduly influenced by a close friend or family member I urge you to discuss any issues you have directly with them

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Baby Boomers all over are downsizing to properties where they can age in place. Often these buyers are well-qualified, meaning they
 have no problem getting a mortgage or they may not even need one. (An all-cash buyer can truly speed along the closing process!)

 So how do you make your listing more appealing to Boomer buyers? Here are some tips for giving your home an edge:

Baby Boomers in front of a house 1. Market the low-maintenance aspects of your home. Small yard? No yard? Stain-resistant countertops (like quartz)? The last thing your Boomer buyers want are long weekend to-do lists full of maintenance chores they would rather not hassle with or pay someone else to do. If there’s any way you can make your home easier to maintain, consider doing it as part of your curb appeal

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