Do you believe your negative credit history disqualifies you from buying a home? That might not be the case. And even if you’re not in the position to buy today, there are some simple, effective actions you can take to boost your future prospects.
If you’re like most people, buying a home means securing a mortgage. To secure that mortgage, you need to convince banks you’re a good bet. Here’s how to start on the path to making your dream home a real home:
1. Work towards a 10% down payment: Down payment assistance is very difficult to get without a credit score north of 640. So if you’re below the line, you’re going to help your odds of pre-approval by proving you have 10% down to put on your home. That 10% is especially helpful if your credit score…
Summer is an ideal time to tackle outdoor renovation projects. From driveway paving to sidewalk repair, the fair weather can be an ideal time to not only enjoy the outdoors, but take some time to improve the curb appeal and value of your home.
One common outdoor project? A new fence. Whether you’re looking to install a decorative wooden garden fence, a chain link border for your pets, or a substantial privacy fence, there are some things you’ll want to keep in mind before you begin:
1. A permit may be required for fence construction. These may be issued by your county or your city, depending on where you live.
2. The size of fence may dictate need for permit. Some communities do not require permits for smaller fences.
3. If your fence shares a…
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